Construct A Quote

Construct A Quote provides an online business insurance comparison service using a panel of insurers.

Quick overview

Its listed insurance types cover trades, business activities and property, with different levels of cover available.

Liability options include public, tradesman and employers’ liability insurance.
Construction insurance includes contractors all risk, with tools and own or hired plant cover available.
Other categories include shop, landlord, cyber and goods in transit insurance.
Employers’ liability forms part of a combined policy that includes public liability.
The site includes an account area, policy documents, guides and a renewal reminder service.

Introduction

Construct A Quote provides an online business insurance comparison service, bringing together policies from a panel of insurers.

The insurance types include liability, construction, tools, shop, landlord and cyber insurance. The site also names cover for several trades and business activities.

What Construct A Quote offers

The service brings together commercial insurance policies, with different levels of cover available. Policies can also be tailored to business needs.

Insurance types include tradesman liability, contractors all risk, goods in transit, commercial vehicle and commercial legal and tax investigation insurance.

Product and service categories

Liability insurance

The site lists public liability, tradesman liability and employers’ liability insurance. Employers’ liability is part of a combined liability policy that also includes public liability; it cannot be purchased on its own.

Construction and trades

Construct A Quote lists contractors all risk and contract works insurance. Own and hired plant and machinery cover is available, as is tools cover. Insurance is also listed for builders, plumbers and electricians.

Tools and goods in transit

Tools insurance includes hand tools, power tools and other equipment. Goods in transit insurance is also available, and the site describes an option to combine it with tools insurance. Cover details can vary by insurer and policy.

Business and property

The range includes business, shop, landlord and cyber insurance. Commercial vehicle and fleet insurance are also named.

Commercial legal and tax investigation

Commercial legal and tax investigation insurance is listed among the business insurance types. It includes access to confidential legal advice online, as well as guides and legal documents. Policyholders with Arag can register to download documents.

Browse the full range on the Construct A Quote website.

More Info

Using the website

The comparison facility lets users enter their details once. A search facility is available for combining policies, and the goods in transit form asks for contact, company and trade details.

The site includes an account area, policy documents, guides, blogs and FAQs. It also has a renewal reminder service and information about making a claim.

Frequently asked questions

How do I get a policy?

The online comparison facility asks users to enter their details once, with a panel of insurers providing insurance options. The site also lists a contact team for insurance questions.

What does tools insurance cover?

The tools insurance page describes cover for loss, damage or theft of hand tools, power tools and other equipment. Tools in a van, stock, hired plant or other contents must be specified when applying if cover is needed for them.

What does goods in transit insurance cover?

The site describes typical cover for theft or loss of goods while in transit and damage caused by an accident during the journey. Details vary between insurers and depend on the policy and options chosen.

Do I need to cover temporary site structures?

The contractors all risk page says temporary site buildings are sometimes included when they are among the insured works originally specified in the policy. If they are not included, the policyholder can amend the policy to include them as required.

What is employers’ liability insurance?

The site describes employers’ liability in relation to claims from current or former employees. Construct A Quote states that this insurance forms part of a combined liability policy that also includes public liability.

What can I expect from commercial legal and tax investigation insurance?

The insurance includes online access to confidential legal advice. It also provides guides and legal documents, with document registration available to policyholders with Arag.

Key takeaways

Construct A Quote provides a business insurance comparison service using a panel of insurers.
Categories include liability, contractors all risk, tools, goods in transit, shop and landlord insurance.
Employers’ liability forms part of a combined policy with public liability.
The site includes insurance guides, policy documents and a renewal reminder service.

Summary

Construct A Quote brings together business insurance types for trades, commercial activities and property, alongside online policy information and a renewal reminder service. Its comparison facility and documented cover options provide several ways to explore the policies listed.